Action Bank: Vault Picks, Free Spins and Similar Slots

Action Bank is a five-reel, twenty-line slot built around noughts that can turn into vault symbols. Five vaults open a picking stage that reveals free spins or the Big Bank Bonus. The free spins use special double symbols; the bank bonus ends when three matching gems have been uncovered. This guide separates the original Barcrest game from the later Action Bank releases and compares the different ways other slots use safes, symbols and collected prizes.

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Action Bank Pros and Cons

Reviewed by Paul Stone
Published: October 2018 · Updated: July 2026

Pros

• Noughts have a separate role from paying symbols: they can change into vaults and open the bonus picker.
• The vault selection can reveal either free spins or the gem-picking Big Bank Bonus, giving the game two distinct bonus formats.
• During free spins, special double symbols on the first reel can double the relevant line win.
• The twenty-line layout and separate stake-per-line display make it possible to check the cost of a spin directly.

Cons

• RTP figures depend on the release. The older 95.16% game and the supplier’s later 88% to 96% versions should not be treated as one configuration.
• The small set of 7s, BARs and Xs makes the ordinary reels visually repetitive, even though the vault symbols add a separate feature.
• Gambling an awarded free-spin count can lose the award. A chance to increase it is not a free upgrade.
• Selecting a vault does not guarantee the particular bonus or spin count you wanted; the hidden award determines the result.

How Action Bank Works

Action Bank uses five reels, three rows and twenty fixed paylines. Ordinary line wins run from the leftmost reel across adjacent reels. The large Xs, noughts, BARs and sevens make the grid look closer to a fruit machine than a busy heist scene. A line is a particular path across those positions, not simply any group of matching symbols visible together.

The noughts supply the change from ordinary reels to a feature. A losing nought can turn into a vault symbol. The rules allow one such transformation per reel, so the trigger is a vault on each of the five reels. It is not a requirement to fill all fifteen positions, and a screen with several noughts is not itself a guaranteed bonus. The original operator rules describe that chance-based transformation.

The double-symbol feature belongs to the free spins. It should be distinguished from the ordinary wild, which substitutes for paying symbols. A substitute helps complete a combination; a double symbol changes the award when it contributes to the appropriate winning line. The bonus explanation below follows that sequence from the vault pick through to the result.

Symbols and Paytable

The red 7, BAR and X are the ordinary paying symbols. Noughts have a different purpose: their chance to transform into vaults can lead to the bonus. The Joker substitutes for other symbols except the vault. This small symbol set makes it easier to distinguish a line win from a feature trigger, but it does not establish how often either will happen.

The original screenshot shows a stake per line of 0.05, twenty lines and a total stake of 1.00. Multiplying the line stake by twenty explains that total. At a hypothetical 5p per line, the whole spin costs £1; 5p is not its total price. The separate win display records the outcome and should not be mistaken for another stake setting.

Action Bank Bonus Features

Vault Scatters and the Trigger Choice

Five vault symbols open the selection stage. You choose one vault to reveal its hidden award, which can be free spins or the Big Bank Bonus. That is different from being shown both bonuses and choosing whichever you prefer. Light & Wonder’s Action Bank description also makes this reveal step explicit.

If the result is free spins, a further decision can follow: collect the award or use the offered gamble. The vault selection and that later gamble are separate steps. The choice of a hidden door does not show that the player can select a more profitable result by judging the previous spins.

Free Spins

The initial vault selection can reveal 5, 10, 15, 20 or 25 free spins. The gamble can increase the count as far as 30, but it can also lose the spins already awarded. Thirty therefore should not be described as one of six equivalent initial picks.

During free spins, double X, double BAR and double 7 symbols appear on the first reel. When the double symbol forms the relevant winning combination, that line award is doubled. A £2 qualifying line win becomes £4; this does not double the account balance or every unrelated line on the same screen.

The operator’s bonus rules allow another five vaults to award extra free spins. Those extra spins are added to the remaining count and cannot be gambled. The Big Bank Bonus is excluded from that free-spin retrigger. This distinction matters when reading the counter: an initial award and additional spins are not the same event.

Big Bank Bonus

The Big Bank Bonus presents fifteen vaults hiding sapphires, rubies and diamonds. Keep opening doors until three gems of the same type have appeared. That matching set determines the award; it is not a round in which every revealed gem is paid as an independent cash amount.

For example, sapphire, ruby, sapphire, diamond, sapphire completes three sapphires. The scattered ruby and diamond do not form a second award in that sequence. The example explains the stopping condition, not the likelihood of choosing a particular gem.

Virgin Games describes a top 500x stake Big Bank award. Treat that as a stated feature prize for the described version. A 100x total-stake award on a 50p spin would be £50, whereas 100 times a 2.5p line stake would be £2.50. The word “stake” needs that context before two payout figures can be compared.

Original Action Bank and the later releases

The older operator rules list 95.16% RTP. Light & Wonder’s later Action Bank product page describes a returning version with separate 88%, 90%, 92%, 94% and 96% settings. Those figures belong to different configurations; they do not make 95.16% interchangeable with every version bearing the title.

Action Bank Plus changes the reel arrangement, while Action Bank Safe Cracker adds a safe beside the reels. In Safe Cracker, four or fewer vault symbols can be added to that safe for a chance to open its feature. That collection rule should not be imported into the original five-vault trigger.

Action Bank Cash Shot uses 1,024 ways and a prize ladder: three or more bank vaults move the award up, and a golden vault can count as several vaults. These are substantial changes to what a player follows on the screen. Shared branding and familiar red symbols do not mean the same trigger, payout table or stake limits.

Games like Action Bank

Action Bank Plus changes the grid and its vault trigger. Break Da Bank Again Respin offers individual-reel respins, while Bullion Bars Gold Collector gathers displayed values with a safe symbol. Vegas High Roller uses casino chips and a Las Vegas setting. Mega Safe is included as a visual safe-cracking comparison, with an important difference between its historical code screen and Action Bank’s reels.

Action Bank Plus expands the display to six columns and four rows. The sixth column contains four independently spinning positions. If all four show noughts, they can transform into vaults and start the feature, according to the operator’s rules for Plus.

A vault pick reveals 4, 8, 12 or 16 free spins. Noughts on the first five reels add one spin each to that initial award. Wilds appear during free spins on reels two to five, substituting for symbols other than noughts and vaults.

The resemblance is clear in the nought-to-vault idea, but the position of the trigger changes. Original Action Bank needs vaults across its five reels; Plus concentrates its trigger in the sixth column and uses the other noughts to build the spin count. Its ways system is not a collection of 4,096 drawn paylines. Big Vegas is another catalogue title to explore.

Break Da Bank Again Respin uses five reels and nine paylines. Its defining addition is the ability to respin a single reel after an ordinary spin. That makes it a different kind of decision from Action Bank’s hidden vault pick: the remaining reel positions stay in view while a selected reel changes.

The operator’s description states that three or more scatters can award up to twenty-five free spins, with wins multiplied by five. A £1 award before that multiplier would become £5. This applies to winning amounts, rather than making every free spin worth five times the stake.

Compare this exact Respin edition for the individual-reel option and its multiplied free spins. The title does not mean every respin is a free award; read the displayed cost before using a respin control. The bank theme connects it to Action Bank, while the nine-line layout and feature progression separate it.

Mega Safe is a looser comparison for opening a safe, rather than an equivalent to Action Bank’s reels. Hold the Safe, named in the purple artwork, is a different title from the blue Mega Safe code screen described here. The historical Mega Safe screen shows six numbered attempts beside a three-digit code and an open safe. It does not show a five-reel grid or the nought-to-vault transformation.

The distinction is useful if the safe imagery is what interests you. A code-matching presentation asks you to follow attempts at opening one safe; Action Bank first checks a result across five reels, then uses a vault pick to reveal its bonus. Those are different sequences even though both use a metal door and a cash-prize setting.

The historical image does not establish an expanding-wild feature, a lock-and-collect round or a particular RTP. Use the exact game’s own rules for those details. Hot Roller remains another title in the wider catalogue.

Vegas High Roller moves the setting from a vault to the Las Vegas skyline. Its five-reel, three-row screen pays on ten lines, with casino imagery such as dice, a roulette wheel and the familiar city sign. The operator’s game page identifies Cash Chips, free spins and Super Respins among its features.

The cash-chip theme makes it a more useful comparison for prizes shown on symbols than for choosing hidden gems. In Action Bank’s Big Bank Bonus, the stopping condition is a third matching gem. A chip-based feature requires you to follow the displayed chip values and its own counter or collection rule instead.

The shared five-by-three shape should not obscure the different line count or bonus design. Check the exact available edition before applying a High Roller Lounge description or stake range from an older release. Just Vegas and Grand Casino offer further casino-themed pages.

Bullion Bars Gold Collector uses five reels and ten paylines. Its bars first work as ordinary line-paying symbols; three or more scatters start the Gold Collector free spins. During that feature, a safe collects the values of every visible bullion bar. Each additional safe awards those values again, as explained by Inspired’s game description.

For example, bars showing a combined 6x stake would award that total for each safe present. With two safes, the collection would be 12x stake. The important event is a collector landing alongside values, not revealing a third gem behind a door.

That makes Bullion Bars a comparison for a different use of the safe symbol, rather than another Big Bank Bonus. Inspired lists a cash cap of 250,000 in the stated currencies; it is not a 250,000x stake multiplier. Its published RTP settings are 95.05% and 92%, so the configuration also matters.

Action Bank Plus
Action Bank Plus is the series comparison to choose when examining how a larger screen changes the trigger. Four positions in its final column matter to the vault event. The other five columns then contribute noughts to the free-spin total. This is a positional rule, rather than an increase from twenty paylines to thousands of fixed lines. The number of ways should not be used to predict a steadier balance.

Break Da Bank Again Respin
Break Da Bank Again Respin separates ordinary spins from an individual-reel respin control. It is worth checking whether a displayed price applies to the next full spin or only to the selected reel. That cost distinction is absent from a simple comparison of RTP figures. Its free-spin multiplier is a separate feature and does not make a paid respin risk-free.

Mega Safe
The historical Mega Safe image is useful for comparing presentation: a large blue safe, a code display and a numbered attempt list. It cannot substantiate a claim that the game duplicates Action Bank’s five-reel bonus. The closer illustrated alternatives for specific reel mechanics are Action Bank Plus and Break Da Bank Again Respin; Mega Safe supplies a different safe-opening format.

Vegas High Roller
Vegas High Roller is the thematic alternative for casino chips, table-game symbols and a city backdrop. Action Bank keeps the screen focused on a small set of fruit-machine symbols. That visual distinction is separate from the number of paylines or a volatility label. Follow the exact feature’s collection rules rather than assuming all money-themed games work like the Big Bank pick.

Action Bank slot critic’s reviews

GalaBingo.com: If you’ve ever watched a cool heist movie and dreamed of stepping into the shoes of the characters, Action Bank is about as close as you can get, plus you’ll never have to worry about being on the wrong side of the law!

Gambling.com: If you like playing old-school slot machines with lucrative bonuses and really broad betting limits, the Action Bank slot will be a match for you. This game may not feature a breathtaking presentation but it does offer you a medium/high-variance gameplay that can reward you pretty well when you play through a real money casino.

MrGamez.com: It’s not the prettiest slot you’ll ever play, but once the free spins kick in, Action Bank suddenly becomes a much more enticing proposition.

GamesReviews.com: Action bank slot game is not about action but an online version of a simple slot machine that offers brilliant prizes and thrill. The fact that it brings 500 to 675 times the stake of win is its best feature.

LCB.org The Big Bank Bonus is obviously the main draw for this slot. A pick feature, and a series of multipliers definitely kicks this simple game up the necessary notch.

These are attributed third-party opinions, including historical payout claims. They do not establish that every figure applies to the same Action Bank release. The most useful comparison is between the actual feature rules: a hidden vault reveals the bonus, free spins can use double symbols and award extra spins, and the Big Bank round stops at three matching gems. The plain reel design is visible in the screenshot; it does not by itself prove how often wins arrive or how a session will feel.

Slots that feel like Action Bank

Action Bank leans on a bank-heist idea more than a true crime theme, the goal is to rob the vault, and the bold red and grey reels keep the focus on the 7s, BARs and Xs rather than any storyline. It is closer to a dressed-up classic fruit machine than a narrative slot.

If the vault-robbery hook is what draws you in, games like Action Bank in spirit include Gushers Gold, Beat The Bank, Big Cash Win and Bank On It, all of which chase the same money-grab fantasy with their own twist on the bonus.

Action Bank is mainly a Crime themed game with related themes of Classic themes.

Crime slots you might enjoy

Action Bank is a Crime themed slot game. Other Crime demo slots in this theme include crime Scene, Cop The Lot, After Night Falls and crime Pays.

Action Bank studio, Scientific Games

Action Bank is a Barcrest title. Barcrest is a long-established British fruit-machine maker, originally founded in Manchester, and its online catalogue is best known for Rainbow Riches. The studio sits inside the group that was formerly named Scientific Games and is today Light & Wonder, which holds UK Gambling Commission licensing for its UK-facing operations.

Within that catalogue Action Bank is one of Barcrest’s more recognisable classic-style slots, sitting alongside the Rainbow Riches family and pub-style fruit machines. The vault mechanic here is a step up from a plain three-reel design without straying far from Barcrest’s land-based roots.

The grid below lists other slots from the same Scientific Games / Light & Wonder family, Dancing Drums, Raging Rhino, Eureka Blast Superlock and Montezuma, so you can explore the wider developer range.

We’ve listed The top Scientific Games slot games to play, these online slots are all developed by the same provider as Action Bank, the slots are Dancing Drums, Raging Rhino, Eureka Blast Superlock and Montezuma.

Where to spin Action Bank

Bucky Bingo

Bucky Bingo pairs its bingo rooms with a slots library, so it is a comfortable home for a classic fruit machine like Action Bank. Welcome offers rotate, so check the current deposit terms and free-spin wagering before you opt in.

1xBet

1xBet is a large sportsbook with a sizeable casino section where Action Bank can usually be found among the Barcrest titles. It suits players who want sports betting and slots under one account.

Virgin Games

Virgin Games carries a broad mix of casino, Slingo and bingo content and is one of the more familiar UK brands, making it an easy place to try Action Bank alongside other classic slots. Its help and terms are clearly laid out for new players.

Monopoly Casino

Monopoly Casino offers a tidy game library with responsive support via live chat and email, so it is a low-friction option for spinning Action Bank if you value quick help when you need it.

Betway

Betway is a well-known operator with a full casino and sportsbook and dedicated Android and iOS apps, so Action Bank is easy to play on the move. Encrypted payments and a polished mobile build make it a solid all-rounder.

Action Bank, Key Stats

The table describes the original twenty-line format alongside catalogue information. The 95.16% return belongs to the older rules cited above. Later editions have different published RTP settings. Read the loaded game’s total-stake display and feature paytable before treating a historic price or maximum as universal.

Action Bank slot information last reviewed: July 2026

Action Bank Screenshot

More games with free-spin features

Free spins appear in many games, but their triggers and modifiers differ. Action Bank uses vault symbols and special doubles; the illustrated titles below are further free-spin catalogue choices, rather than copies of the same rules.

Explore other free-spin formats

The top slots with Free Spins are Buffalo, 7s Deluxe, Mystic Dreams and The Falcon Huntress.

Sources & Verification

This page was re-checked in July 2026 against Light & Wonder’s own official game listings for Action Bank at igaming.lnw.com, including the wider Action Bank family of titles (Action Bank Plus, Action Bank Wonder 500 and Action Bank Safe Cracker) to confirm which stats belong to this original game rather than a spin-off. General UK bonus-wagering compliance was checked against the UK Gambling Commission’s current rules at gamblingcommission.gov.uk, and Barcrest’s ownership history under Light & Wonder (formerly Scientific Games) was cross-checked on Wikipedia.

Action Bank FAQs

What slots are like Action Bank?

Action Bank Plus changes the reel layout and vault trigger. Break Da Bank Again Respin uses an individual-reel option, while Bullion Bars Gold Collector gathers visible values through safe symbols. Vegas High Roller offers a casino-chip setting. These are different reasons to compare the games, rather than a claim that they play identically.

What is the Action Bank RTP and max win?

The older operator rules list 95.16% RTP. Light & Wonder’s later returning version lists separate settings from 88% to 96% and a 500x top prize. Do not combine figures from different releases. RTP is a theoretical long-run measure, and the feature paytable determines how a stated maximum applies to the version in use.

Who makes the Action Bank slot?

Action Bank was developed by Barcrest, the British fruit-machine maker now part of Light & Wonder (formerly Scientific Games).

How do you trigger the Action Bank bonus?

Five vault symbols open the picker. Selecting one reveals free spins or the Big Bank Bonus; it is not a guaranteed direct choice between both. The original rules describe losing noughts changing to vaults on a chance basis.

How many free spins does Action Bank award?

The initial pick can award 5, 10, 15, 20 or 25 free spins. A gamble can increase the award up to 30 or lose it. Five further vaults can award additional spins, which are added to the counter and cannot be gambled. Double symbols on reel one can double qualifying line wins during the feature.

Is Action Bank high volatility?

The catalogue labels Action Bank medium to high volatility, but that does not establish a particular hit rate or prove that most returns come from one bonus. Its small symbol set and plain design do not predict the result of the next spin.

Our Verdict on Action Bank

Action Bank’s distinctive sequence is easy to recognise: noughts can become vaults, the vault pick reveals a bonus, and that award leads either to free-spin reels or a three-gem match. The decision to gamble free spins comes after an award and can lose it. Neither the hidden door nor a run without a bonus makes the next result predictable.

For a direct series comparison, Action Bank Plus changes where vaults must appear and how the spin count builds. Bullion Bars Gold Collector uses safes to collect visible bar values instead. Those concrete differences are more useful than treating every bank-themed game as a version of the same bonus. The original screenshot and the edition notes above also help separate this game from later Action Bank releases.

SlotsLike rating: 6/10